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Isabel Beronica
Isabel has a business making crafts and foam art. She has always liked hands-on work, a trend that has led her to sell crafts for birthday parties and surprises. She is a single mother, and provides her family's only source of income. She works from 7:00 am until 11:00 pm, Monday through Saturday. Her sales are typically down in winter, since streets are less navigable due to bad weather, and less people are out and about.

She has two children, ages 7 and 11, both of whom are in school. She is requesting this loan in order to purchase materials for making her crafts, including foam, paint and molds. One of her goals is to convert an empty space she has in her house into a larger workshop for her business.
View original language description ↓
Isabel tiene un negocio de venta de manualidad en Fomix. Siempre le a gustado las manualidades por ese motivo decidió vender sorpresas para cumpleaños. Como es madre soltera esto le permite cuidar de sus hijos y mantener su hogar. Su horario de atención es de 7 de la mañana a 11 de la noche de lunes a sábados. Isabel nos cuenta que si tiene problemas en el invierno ya que bajan sus ventas por el daño que sufren las calles de su barrio lo que impide la movilización. Tiene 2 hijos de 7 y 11 años que asisten a la escuela. El préstamo lo implementara en la compra de materiales para su negocio como fomix, pintura y moldes. Su meta próxima es ampliar su negocio construyendo en un espacio baldío que tiene en su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,250 helped Isabel Beronica to purchase foam, paint and molds.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 13, 2012
Jun 1, 2012
Currency Exchange Loss:
Jul 1, 2012