Dung is a 45-year-old married woman with two children. She lives with her husband and children in Ho Chi Minh City. Her husband earns an income as a mechanic.
Dung has been running a shop selling hair care products for nearly 10 years. She intends to take a loan to buy a greater quantity and variety of hair products to meet her customers' demands. She hopes that through the loan she can earn more money with her current business and save additional amounts for reinvestment.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.