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Isolda Adilia

Update on Isolda Adilia

Isolda, age 28, is married and has her own business, a general store. She has been managing the store for eight years, and she has been investing her earnings and loans through Afodenic through four loan cycles. Today she counts on the support of her husband; he works as an operator in one of the free-trade zones in our country.

With this fifth loan cycle she plans to reinvest in her small business. She will buy a range of products in order to improve sales. She will buy things that are in the most demand like rice, sugar, beans, flour, corn, soft drinks, meat, beverages, candy, and school supplies, among others.

Her plans are to continue growing for the family’s well-being. Together with Afodenic she hopes to do so in order to have a better future.
View original language description ↓
Isolda de 28 años de edad, casada cuenta con su propio negocio una pulperia que administra hace ocho años, el cual ha venido invirtiendo con ganancias y prestamos a plazos que Afodenic ha otorgado en cuatro ciclos. Hoy en dia cuenta con el apoyo de su señor esposo quien labora como operador en una de las zonas franca de nuestro pais. Con este su quinto ciclo de credito se proyecta hacerle una re-inversion a su micro-negocio y de esta manera comprar una gama de productos para obtener mejores ventas como: arroz, azucar, frijoles, harina, maiz, gaseosas, carnes, refrescos, golosinas, utiles escolares, entre otros siendo los de mas demanda. Como planes es seguir creciendo para el bienestar comun de la familia y que junto Afodenic espera lograrlo para un porvenir mejor.

Previous Loan Details

Isolda is a small business owner. She started a business four years ago selling basic grains and a variety of products in small quantities, with the goal of helping with the family’s expenses. Her husband works as an electrician. Due to her tenacity and the support of the institution [AFODENIC... More from Isolda Adilia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Isolda Adilia to buy various products for her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 10, 2012
May 20, 2012
Currency Exchange Loss:
May 17, 2013