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Sra. Martha is 62 years old and married. She has a son who is 32 years old and independent. Martha is a seamstress and mends articles of clothing, but she also has a retail bazaar where she offers a variety of products such as ribbons, lace, and buttons, that she also uses in making garments. This loan is her first cycle with Emprender.

Sra. Martha will use this loan to buy fabrics so that she can increase her operating capital. She confronts challenges in her business, such as dealing with the competition. Sra. Martha will utilize the benefits of this loan by purchasing merchandise for her bazaar, thus enabling her to generate more income.

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La Sra. Martha tiene 62 años y es casada con un hijo que tiene la edad de 32 años, ya es independiente, ella se dedica a la confección y arreglo de prendas de vestir y también tiene una tienda bazar donde ofrece variedad de productos como cintas, encajes y botones que también le sirven para la confección de sus prendas, este préstamo es su primera secuencia dentro de la institución, la Sra. Martha va a usar este préstamo para compra de telas y así de esta manera incrementar su capital de trabajo, la Sra. Martha enfrenta retos en su negocio que son la competencia, la Sra. Martha va a utilizar los beneficios compra de mercadería para su bazar y así de esta manera generar más ingresos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Martha to buy fabrics.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 21, 2012
Currency Exchange Loss:
Mar 15, 2013