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Update on Nieves

Nieves is thirty-nine years old and is not married, although she lives with her partner and their five children. Her children are twelve, ten, eight, six, and four years old. Nieves is a leader who worked excellently with her communal bank and who now works individually. She sells men’s pants in the 16 de julio market, and she owns her stand. She lives with her husband and children. Her eldest got sick with appendicitis, but in spite of this situation, she was able to get ahead with the help of her family. Nieves is very hard-working and works well with her companions. Her goal is to see her children become professionals and to have a house of her own so she can make them more comfortable. She will use the loan money to purchase pants at wholesale prices for the cold season. Her previous loan helped her very much. Nieves is a hard-working person, and she is grateful to the institution for the support it has provided her.
View original language description ↓
La señora Nieves tiene 39 años, no es casada pero convive con su pareja con el cual tiene 5 hijos de las edades de 12, 10, 8, 6 y 4 años, la Sra. Nieves es una señora líder, que trabajo excelente en una banca comunal, ahora trabaja de manera individual ella tiene el negocio de la venta de pantalones de varón en la feria 16 de julio, su puesto es propio , ella vive con su esposo y sus hijos, el mayor de ellos se enfermo de apendicitis y pese a esta situación ella logro salir adelante con el apoyo de su familia, la señora nieves es muy trabajadora, y solidaria con sus compañeras su meta es sacar profesionales a sus hijos y tener una casa propia para brindarles mayor comodidad, con el dinero del crédito comprar pantalones al por mayor para esta época de frio, ya que con el anterior crédito le fue muy bien, la Sra. Nieves es una persona trabajadora agradecida con la institución por el apoyo brindado.

Previous Loan Details

Nieves is a leader who behaved excellently while in a communal bank. Now, she’s acting as an individual. She sells men’s pants at the 16 de Julio market. She owns her stand. She lives with her husband and children. Her eldest got appendicitis and despite this situation she was able to get ah... More from Nieves's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,475 helped Nieves to purchase a variety of pants for the cold season so she can stock her sales stand.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 23, 2012
May 19, 2012
Currency Exchange Loss:
Jun 18, 2012