Odilia is 44 years old, married and has four children. She sells cheese at wholesale and retail at the local market. She purchases her products in the town of Alpachaca, where she also buys clothing, fruits and vegetables.
Diana is a 20-year-old single mother of one daughter. She makes traditional breads of the region in her parents' oven and sells it to stores.
Aurelia is 59 years old, married and has three children. She travels to the different fairs in the region to purchase cheese and small animals and sells them door to door in the city of Ayacucho.
Odilia, Diana and Aurelia need loans of 1000 soles ($400) apiece, which they will use to purchase cheese, gruits, sugar, noodles, rice, flour, lard and small animals.
Odilia, Diana and Aurelia dreams are to see their children be successful, enlarge their business and own a bakery.
Translated from Spanish by Marty Greenstein, Kiva Volunteer
Odilia, Diana y Aurelia pertenecen al Banco Comunal Ccori Soncco que significa “Corazón de Oro” hace 2 años, 4 meses, 7 años respectivamente.
Odilia es casada, tiene 44 años y 7 hijos, Odilia vende quesos al por mayor y menor en el mercado Nery García, sus productos los compra en la comunidad de Alpachaca, donde vende ropa, frutas, verduras.
Por otro lado Diana es madre soltera, tiene 20 años y 1 hija, Diana elabora panes típicos de la zona, actividad que realiza en el horno de sus padres, sus productos los reparte a tiendas.
Mientras que Aurelia es casada, tiene 59 años y 3 hijos, Aurelia viaja a las diferentes ferias de la región donde compra queso, animales menores y lo vende caminando de casa en casa en la ciudad de Ayacucho.
Odilia, Diana y Aurelia necesitan préstamos de 1000 soles cada una, dinero que será invertido en la compra de queso, frutas, azúcar, fideo, arroz, harina, manteca y animales menores.
Los sueños de Odilia, Diana y Aurelia son que sus hijos sean profesionales, tener un negocio más grande y una panadería.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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