Efua sells waakye (rice and beans cooked together). She serves it with gari, macaroni, meat and fish stew. Efua has been selling waakye for several years now. She is married, and her husband is a mason. She uses her income to support her husband in paying the family's utility bills. Efua needs this loan to purchase bags of rice, beans and other ingredients for the preparation of her waakye for sale. With the new profit, Efua will expand her business.