Check out some available loans that are similar to this one!
Rosa Zenaida
Rosa Zenaida is 44 years old, married, and has two children. She lives with her husband and children in Guaranda, which is in Bolívar Province.

Rosa Zenaida is a teacher at a school. She is requesting a loan to buy telephone calling stations. With the help of this loan, she will be able to start a business. The purchase of the stations will be made in Guaranda. Her dream is to expand the business and acquire more stations. Rosa's challenge is being able to obtain a Master's degree.

In her free time, she enjoys fixing up her house.

View original language description ↓
ROSA ZENAIDA tiene 44 años de edad es casada tiene dos hijos, vive con el esposo y con los hijosen Gauaranda provincia de Bolívar.

ROSA ZENAIDA es profesora en un escuela. Solicita el crédito para comprar cabinas telefónicas. Con la ayuda del crédito podrá emoprender un negocio.

La compra de las cabinas lo hará en Guaranda. El sueño es poder ampliar el negocio y comprar más cabinas.

El desafío que tiene es poder sacar una maestria. En el tiempo libre le gusta areglar la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rosa Zenaida to buy telephone calling stations.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 18, 2012
Currency Exchange Loss:
Nov 23, 2013