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Maruja is divorced and has two children who are in elementary school. They live at her parents' house where they occupy one small room with adobe walls and a dirt floor. The house is located in the District of San Isidro in the city of El Alto.

Maruja currently sells vehicle accessories. For this reason, she is requesting a loan in order to increase her capital for buying oil, floor mats, diesel fuel, silicone (for polishing tires), and everything else that is used on automobiles. Since this is her only source of income for supporting her children, Maruja works more than 10 hours. This enables her to pay for expenses, such as food and education for her two children.

Maruja dreams of having a house of her own so that she can provide greater comfort for her two children and improve their quality of life. This is the second time she has worked with IMPRO, but the first time with Kiva.

View original language description ↓
Maruja es divorciada y tiene dos hijos que estudian en primaria, viven en la casa de sus padres ocupando solo una habitación pequeña con paredes de adobe y el piso de tierra, la casa esta ubicada en la zona San Isidro de la ciudad de El Alto.
Actualmente se dedica a la venta de accesorios para vehículos, es por eso que solicita el crédito para el aumento de capital ya que requiere comprar aceites, pisos, diesel, siliconas y todo lo que se utiliza en el área del transporte automotor, ya que es la única fuente de trabaja que tiene para mantener a sus hijos ya que debe trabajar por mas de diez horas para poder cubrir los gastos de alimentación y estudios de sus dos hijos.
El sueño que tiene Maruja es tener su casa propia para dar más comodidad a sus hijos y mejorar su calidad de vida.
Es la segunda vez que trabaja junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maruja to buy oil, floor mats, diesel fuel, silicone, and other vehicle accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 18, 2012
Currency Exchange Loss:
May 17, 2013