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Update on Emily

Emily is 47 years old. She is married to David and together they have two school-going children. She is a farmer and has been in the business for the past six years.

This is her second loan from KADET LTD. She was introduced to KADET LTD by one of our clients. She will use the loan amount to start up a bookshop in her home area.

She hopes to own a bookshop in her area to diversify in her business.

Previous Loan Details

Emily has practiced farming in Ndunyu Njeru town for the last five years. Besides farming, she also has a bookshop in the area. She is 50 years old, married, and has two school-going children with her husband, David. Emily was introduced to KADET LTD by an existing client; this will be her ... More from Emily's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 367
    View loans »
    Kenya Loans Fundraising
  • $50,299,450
    Funds lent in using Kiva
  • 83.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Emily to start up a bookshop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 13, 2012
Currency Exchange Loss:
May 18, 2013
This photo was used before for a previous loan for Emily. It was first posted on Kiva on Oct, 2011. Learn More