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Elsie is 28 years old and has three school-age children. She lives with her children in a rural community because she is separated from her husband due to misunderstanding and unavoidable circumstances. Despite this, she has the strong determination to give her children a better life through the help of her beloved parents. Farming is the main source of their living. They plant fruits and vegetables and raise livestock for sale.

Due to the high cost of commodities and school fees, she aimed to plant more vegetables to increase her production and income to satisfy her family's needs. She asks for additional capital of PHP 10,000 to buy fertilizers and pesticides and pay the labors cost incurred in planting vegetables. She believes that she can increase her production and income through her patience and hard work.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 315
    View loans »
    Philippines Loans Fundraising
  • $70,604,925
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Elsie to buy fertilizers and pesticides and pay the labor costs incurred in planting vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2012
Jun 1, 2012
Currency Exchange Loss:
Nov 19, 2012