A loan of $475 helped to buy corn seeds, fertilizers, and pesticides and to pay the labor costs for planting corn.


Joyce's story

Joyce is 30, married, and has three school-age children. They live happily in a village planting and harvesting corn and vegetables to sell. Due to financial difficulty, Joyce and her husband would like to improve their farming business to earn a higher income, which would allow them to meet the family's needs and pay for their children's education. The two help each other in cultivating their farm lots to ensure a high production. They have been farming for almost five years and usually earn a profit of P25,000 in every harvest season. Joyce and her husband use their income to pay for their daily needs and their children's school costs. To improve their farming business, Joyce is asking for a loan of P20,000 to buy corn seeds, fertilizers, and pesticides, and to pay labor costs for planting the corn. She and her husband believe that they can improve their farming business as they continue to work hard and strive harder.



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