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Chan is 28 years old; a married woman who has been residing together with her spouse and two lovely young kids in Prey Chor district, Kompong Cham province. Chan and her spouse help each other to manage a rice farming business as well as a vegetable growing business to raise the family. She usually sells her vegetables for profit in a local market after harvesting. Chan has been doing this business for many years.

Chan has encountered difficulties in living especially in this rainy season because there are gaps on her thatched roof, which allow the drops of the rain to come into her house. She wants to replace her roof with tiles and make it comfortable for her family. So now, she would like to take out a loan from HKL to purchase tiles to re-cover her roof. In the future, she plans to save money to reconstruct her house and make it stronger.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Chan to purchase tiles to re-cover her roof.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 11, 2012
May 11, 2012
Currency Exchange Loss:
Mar 21, 2013