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Usaha Jaya 19 Group
In this Group: Fatimah, Wasti, Nuraeni, Solekha, Siti, Santi, Rosimah
Nuraeni has been selling 'Gado-gado' (Indonesian mixed vegetables with peanut sauce) in front of her house for five years. She has already faced the challenge that her business goes up and down depending on the weather. She likes to run this business because she can help her husband who works as a laborer in a port to create more income for her family.

Now she plans to use her part of the loan to buy more ingredients to make 'gado-gado' and 'soto' to sell. Other group members are selling fried snacks, chicken noodles, daily basic needs and opening an internet cafe.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,190.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Usaha Jaya 19 Group's $1,150 loan helped a member to pay for more ingredients to make 'gado-gado' (Indonesian mixed vegetables with peanut sauce) and 'soto' (chicken soup) to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 13, 2012
May 11, 2012
Currency Exchange Loss:
Nov 15, 2012