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Maria Etelvina

Update on Maria Etelvina

María is a 47 year old woman with a spouse and four children in her care; she lives with her spouse and children in Oyotún District in Chiclayo
Province, Lambayeque Department. This zone has the basic utilities: electricity, water and sewage. The main economic activity is agriculture and commerce.

María has sold groceries for more than 10 years at home where she has regular, loyal customers. She also raises small farm animals producing extra income. Her spouse supports her in what she does there being a good relationship between the two of them.

María is requesting a loan in the amount of 1000 new soles to buy groceries to stock her store in order to improve her family’s quality of life by this means.
View original language description ↓
María es una mujer de 47 años de edad, de estado civil conviviente, con 4 hijos a su cargo, vive con su esposo e hijos, en el distrito de Oyotùn, provincia de Chiclayo, departamento de Lambayeque. Esta zona cuenta con los servicios básicos de luz, agua y desagüe, y la actividad económica es la agricultura y el comercio.

María se dedica a la venta de abarrotes, desde hace 10 años, en su propio domicilio, donde cuenta con clientes ya fidelizados; además también se dedica a la crianza de animales menores, lo que le permite tener otros ingresos adicionales. Su cónyuge también le apoya en esta actividad, existiendo una buena relación entre ellos.

El monto del préstamo solicitado por Maria es de S/. 1000 nuevos soles, y será destinado para la compra de abarrotes para surtir su bodega, y de esta forma poder mejorar su calidad de vida de su familia.

Previous Loan Details

Etelvina is a 46-year-old mother who lives in the District of Oyotún in Chiclayo. She has good references who indicate that she is dedicated to her husband and children. Etelvina has a general store where she sells basic necessities. This business has been in operation for 10 years and ha... More from Maria Etelvina's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Etelvina to buy merchandise to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 17, 2012
Currency Exchange Loss:
Mar 15, 2013