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Vibula Group
In this Group: Seifu, Idd, Kassim, Salma, Selemani, Mwajaa, Ramadhani, Omari, Selemani, Zaituni, Habiba, Omari......, Harima, Jumanne, Jua, Bakari, Mohamed
Seifu, who is in his mid 20s, is married and has two children. He has been running a kiosk business for eight months now. He works from 6:00 a.m. to 6:00 p.m. daily and is able to make a small monthly profit.

This will be his third loan from Tujijenge Tanzania. He used the previous loans to replace missing items to resell and has paid back all his loans successfully. He wants a loan to buy more stock of sugar, salt, wheat flour, baking flour, water, soda and juice. His dream is to one day be able to build his own house.

He will share this loan with hius loan group "Vibula" which has a total of 17 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,575.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Vibula Group's $4,425 loan helped a member to buy more stock of sugar, salt, wheat flour, baking flour, water, soda and juice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 9, 2012
May 11, 2012
Currency Exchange Loss:
Oct 15, 2012