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Luís is single and has no children. He lives in his mother’s house occupying just one small room with a dirt floor; the house is located in the city of La Paz’s San Pedro zone.

He is currently studying Social Communication at the university and earns income working as a musician in a band for more than ten hours. He also rents out his instruments on the weekend which is why he needs the loan because he needs to by cymbals for the band where he works and to improve his income to cover food, utilities and his mother’s medical expenses because she’s elderly and they don’t have medical insurance. Luís also covers his university expenses with the income he earns.

Luís’ dream is to have a complete orchestra to improve his income and to help his family.

Luís’ work is very dangerous because he works nights until the wee hours of the morning because the contracts he gets are mostly for nighttime parties. This is the second time he’s worked with IMPRO and KIVA.
View original language description ↓
Luís es soltero y no tiene hijos; vive en la casa de su madre ocupando solo una habitación pequeña con el piso de tierra, la casa esta ubicada en la zona San pedro de la ciudad de La Paz.
Actualmente estudia Comunicación Social en la Universidad, y se dedica a la música ya que percibe ingresos por que trabaja como músico en una banda por más de diez horas. También fleta sus instrumentos los fines de semana, es por eso que solicita el crédito ya que necesita comprar los platillos para la banda donde trabaja y mejorar sus ingresos para cubrir los gastos alimenticios, servicios básicos y médicos de su madre, ya que es mayor de edad y no cuentan con seguro médico; Luis también cubre los gastos de sus estudios de la universidad con los ingresos que percibe.
El sueño de Luís es tener una orquesta completa, para mejorar sus ingresos y ayudar a su familia.
El trabajo de Luís es muy peligroso por que trabaja por las noches y hasta altas horas de la madrugada ya que los contratos que recibe mayormente son para fiestas nocturnas.
Es la segunda vez que trabaja junto a IMPRO y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luis to buy cymbals for his band.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 16, 2012
Currency Exchange Loss:
Nov 17, 2013