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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is the president of the loan group Pacifique. A brave and tireless entrepreneur, she is a 46-year-old mother of nine children who all go to school. She sells pagnes at the community market of Nyabushongo. Her husband has been unemployed for several years.

She started her business with loans obtained from Hekima after learning about the MFI’s activities in the city of Goma through her peers. Her profits help to boost her savings, and to pay for food and for her children’s tuition.

Past loans have allowed her to acquire various household items for her family (chairs, radio, etc.). With her business showing growth throughout the last cycle, she has applied for her 5th loan. She will use this new loan to purchase nine pieces of pagnes and various other items.

She wants to see her children grow up comfortably, and plans to expand her business. She wishes to thank the Hekima MFI and its partners for helping low-income women to become self-sufficient.
La cliente, présidente du groupe de crédit Pacifique, Femme courageuse, entrepreneur, âgée de 46 ans, mère de 9 enfants qui étudient tous. Elle est vendeuse des pagnes au marché communal de Nyabushongo. Son mari est chômeur depuis plusieurs années. Elle commença son business avec le crédit de Hekima, de lors qu’elle fut informée par ses pairs des activités de cette IMF dans la ville de Goma. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité pour ses enfants. Cependant, elle vient d’obtenir son 5eme cycle de crédit. Au cours de la période, cette cliente a vu ses affaires évoluent positivement. Toute fois, Grace aux crédits de Hekima, elle a réalisé nouveaux investissements importants pour sa famille (chaises, poste radio, etc.). Ainsi, ce nouveau crédit doit lui servir de s’approvisionner avec 9 coupes de pagnes et autres divers. En plus, elle souhaite voir ses enfants grandir confortablement et accroitre son entreprise. La cliente remercie Hekima et ses partenaires pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $3,625 loan helped a member to purchase nine pieces of pagnes and various other items.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 4, 2012
May 9, 2012
Currency Exchange Loss:
Sep 15, 2012