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While dreaming of seeing her house finally completed, Marisol works every day in her cosmetics store as well as in her telephone call centre. She began work as a representative selling one brand of cosmetics, but then gradually bought stock so that she always had items available. At that point she decided to move from the small general store she ran to a shop specializing in cosmetics. She worked in the general store for one year but it wasn’t profitable, and it was also a worry to have her two small children so far away from her place of work. This was the reason she changed her business. Also, six months ago, she set up a telephone centre in her shop. She plans to invest some of her earnings, and the rest she will save for any emergencies that may arise.

Translated from Spanish by Jane Agg, Kiva Volunteer.

Con el sueño de ver su casa construida en su totalidad Marisol trabaja a diario en su tienda de cosméticos y también en su locutorio. Ella empezó primero como consultora de una sola marca de cosméticos, poco a poco fue comprando cosméticos para tenerlos en stock, hasta que decidió cambiar la bodega que tenia por una tienda de cosméticos.
Estuvo trabajando en su bodega durante un año pero no le era rentable, pues le costaba tener a sus dos hijos pequeños alejados de la mercadería.
Así fue como se animó a cambiar de negocio. Por otro lado, hace medio año que implementó su tienda con el servicio de locutorio. Una parte de sus ganancias la vuelve a invertir y la otra las ahorra para cualquier emergencia que pueda surgir.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Marisol finish building her house and improve her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2008
Apr 9, 2008
Currency Exchange Loss:
Jun 16, 2009