A loan of $1,375 helped to pay for seeds and rice production labor.


Donath's story

Donath is married with two children, aged three and six, both of whom are enrolled in school. Donath has been a rice farmer for 12 years, and his wife also works as a farmer. He would like this Kiva loan so he can buy seeds and pay for labor to get a better harvest. With his profits, he plans to expand the farming area he has been using to get more output. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details