A loan of $1,500 helped to pay for rice production labor.


Jean Baptiste's story

Jean Baptist is married with six children between five and twelve, two of whom are twins. All of his children are enrolled in school. Jean Baptist has spent 15 years in rice farming, and his wife also works as a farmer. He would like this Kiva loan so he can buy seeds and pay for labor costs to get the best harvest. With the profits, he plans to expand the farming area he has been using so he can increase his output.

The agricultural sector accounts for 37% of Rwanda's GDP, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details