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Mikoroshini Group
In this Group: Grace, Ross, Shida, Husna, Neema, Rajabu, Asma, Aziza, Roy, Mwanaisha, Jackson, Esther, John, Thomas, Shufaa*
* not pictured
Grace, who is in her late 40s, is married with two children who go to school. She has been selling fabric, sarongs, mandazi, and vitumbua for two years now. She works at 6:00 a.m. by selling mandazi and vitumbua and then at 10:00 a.m. she goes to sell fabrics and sarongs door-to-door up to 1:00 p.m. daily. From this, she is able to make a small monthly profit.

This will be her 3rd loan from Tujijenge Tanzania. She used the previous loans to buy more fabrics and sarongs, started selling cosmetics, and paid household expenses. She has paid back all of her loans successfully. She wants a loan to buy more fabrics, sarongs, 5 kilos of rice for vitumbua, 5 kilos of backing floor for mandazi, and to buy more cosmetics. Her dream is to one day be able to build her own house.

She will share this loan with her loan group "Mikoroshini" which has a total of 15 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,573.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mikoroshini Group's $5,800 loan helped a member to buy more fabrics, sarongs, 5 kilos of rice for vitumbua, 5 kilos of backing floor for mandazi, and to buy more cosmetics.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 8, 2012
May 10, 2012
Currency Exchange Loss:
Sep 18, 2012