A loan of $1,650 helped to buy shoes.


Tania Justina's story

The 3 de Mayo communal bank meets every 15 days in the Jipijapa canton. The canton is known by its nickname "The Sultana of Coffee" because of its extensive coffee crop that has an incomparable flavor. This area is also known for its food and the warmth of its people.

This is where we meet Tania, age 48. She is the single mother of two children, ages 25 and 13. Her five year old grandson lives with her. Her younger son goes to middle school, and her grandson goes to elementary school.

In order to earn a living to use to be able to get ahead with her children, she devotes herself to commerce. She sells all types and sizes of shoes. She has a small stand that is set up on one of the streets in the city where there are lots of merchants offering their products. It is known as the “Bahía de Jipipapa” (Jipipapa Bay), and she works there every day from 8:00 a.m. until 6:00 p.m. She sells only for cash. However, sometimes she sells on credit, but only to customers who are well-known and reliable.

She goes to Guayaquil to buy merchandise, and she goes to Cuenca where she gets merchandise for a lower price. She has 23 years in this business, and it is going very well for her. Thanks to this she has been able to get her children ahead by herself.

She will use this loan to buy all types of shoes. She has been in her communal bank from the beginning, and she likes it because of the help that is given in the bank

Her dream is to have a good place in the center of the city.

Translated from Spanish by Kiva volunteer Ginny Kalish


Loan details


Lenders and lending teams



Loan details