A loan of $1,000 helped to buy pants, blouses, shirts, and telephone cards.


Rosa María's story

The 3 de Mayo Community Bank meets every two weeks in Jipihapa canton which known by the name ‘Sultana of Coffee’ for its extensive coffee fields (the coffee grown there has a wonderful flavour), for its fine food, and for the warmth of its people.

22-year old Rosa lives there. She is single and still lives with her parents. She’s been with the Community Bank for four years and likes being a member because of the opportunities and workshops it offers for people with a small business.

In order to earn money and have an income of her own, Rosa sells all types of clothing as well as telephone calling cards. She runs the clothing business with her mother. They sell from door-to-door. Rosa also has a place in the house where she sells the telephone cards.

She works every day doing one thing or another. The clothes are sold on credit and she collects the repayments every two weeks. Rosa travels to Guayaquil twice a month or whenever it is necessary to buy the clothing. It’s a job she’s been doing for six years. She has liked being in business ever since she was young so that’s how she earns a living.

The loan money will be used to buy more merchandise such as pants, blouses, shirts, and telephone cards. Her dream is to own a house one day.

Translated from Spanish by Kiva volunteer Jane A


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