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Jazmin Estela
Jazmín started her business of selling catalog products six years ago. She started it as a way of seeing helpful income reflected in her home economy. It is going well, and above all, it gives her time to take care of her children at home and not have to send them to daycare. She works from Monday to Sunday, but without a fixed schedule. Jazmín tells us that the business is profitable but at times, she has been without capital since on certain occasions, she doesn't get paid and she has to obtain it (capital) to cover her debts. Her husband is an auto salesman and is the person who maintains the home, but in this way, she helps him with the expenses. She has 2 children, ages 14 and 3. With the loan, she is going to purchase products to have in stock such as make-up, perfume, and creams. Her next goal, if God permits, is to continue working with Avon in order to improve her financial situation.
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Jazmín inicio su negocio venta de productos por catalogo hace 6 años, lo empezó como una manera de ver reflejados ingresos para ayudarse en la economía de su hogar. Le va bien y sobre todo le da tiempo para cuidar de sus hijos en la casa y no tener que enviarlos a la guardería. El trabajo lo realiza sola de lunes a domingo sin horario definido. Jazmín nos cuenta que el negocio es rentable pero a veces se a quedado sin capital ya que en ciertas ocasiones no le pagan por lo que tiene que conseguirlo para cubrir sus deudas. Su esposo es vendedor automotriz y es la persona que mantiene el hogar pero de esta manera ella le ayuda con los gastos. Tiene 2 hijos de 14 y 3 años de edad. Con el crédito va a comprar productos para tener en stock como maquillaje, perfume, cremas. Su meta próxima si Dios lo permite es continuar trabajando con Avon para mejorar su situación económica.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $875 helped Jazmin Estela to purchase make-up, perfume, and creams.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2012
May 15, 2012
Currency Exchange Loss:
Jun 14, 2012