Sixto is 29 years old. He is married and has two children who are 1 and 3 years old. He makes a living making different structures out of metal in his welding shop. His shop is located in the area of Ciudad del Niño.
This is the first loan he has taken out through the communal bank. He will use the loan to buy an arc welder and oxygen for his metal shop. The reason he requested a loan is because he needs to increase the size of his business with the purchase of more work tools. He has come across challenges in his business which include competition, because there are many welding shops in the area, as well as social problems, because there are road blocks which keeps customers from being able to have easy access to his shop.
He will use the loan to continue improving his tools and business. Sixto is a very hard working young man. His hope is to strengthen his shop and continue improving his business day by day, to increase profits and be able to support his family.
El Sr. Sixto tiene 29 años y es casado con 2 hijos que son de las edades de 1 y 3 años de edad, el se dedica al armado de distintas estructuras de metal en su cerrajería, su taller se encuentran en la zona de la Ciudad del Niño, este préstamo es su primera secuencia dentro de la institución, el Sr. Sixto utilizara este préstamo para compra de arco y oxigeno por su taller, la razón para solicitar este préstamo es necesidad de agrandar su negocio con la compra de herramientas de trabajo, el Sr. Sixto enfrenta retos en su negocio que son la competencia ya que por la zona existen varias cerrajerías y los problemas sociales ya que existen bloqueos de calles y esto no les permite tener clientes, y va a utilizar los beneficios para seguir mejorando sus herramientas y negocio. El Sr. Sixto es una persona joven y trabajadora su deseo es crecer en su taller e ir mejorando su negocio día a día para así generar mayores ingresos para mantener a su familia.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.