A loan of $900 helped to buy seeds and pay for labor costs.


Jaques's story

Jacques has been a rice farmer for 40 years. He and his wife, who is also a farmer, have five children, all of whom are enrolled in school. Jacques would like to request this loan to buy seeds and to support labor costs in order to get the best possible harvest. With the profits, he plans to expand the area he has been using in order to get more output.


The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details