A loan of $650 helped to support labor costs and buy seeds.


Jean Claude's story

Jean Claude is unmarried and has been a rice farmer for four years. He would like to request a loan to buy seeds and to support labor costs so that he may achieve the best possible harvest. With the profits, he plans to expand the area he has been using in order to get more output. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details