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Khitam is 48 years old and a married woman. Her husband is a blacksmith. They have four daughters and two sons; three of their daughters have gotten married.

Khitam owns a store located next to a school. She has divided it into many sections; one is books and stationery items, one for selling snacks, and another for selling toys and children’s gifts.

Khitam has applied for this loan to expand the products she has with more quantity and more items, and to reconfigure the store to separate every section.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 22
    View loans »
    Jordan Loans Fundraising
  • $8,786,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khitam to reconfigure the store to separate every section.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 12, 2012
May 10, 2012
Currency Exchange Loss:
Jan 15, 2013