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Tamara rents a stall in Sevan city, where she sells household goods and fruit and vegetables as well. Household goods are bought from suppliers, fruits and vegetables are purchased by Tamara from wholesale markets in Yerevan. Tamara intends to diversify her business assortment: she plans to sell fresh fish, especially Sevan trout, at her stall. Therefore Tamara is asking for a 300,000 Armenian drams loan, which will allow her to buy a large lot of fresh fish. Tamara has already had two big aquariums where she will keep the fish.

42-year-old Tamara lives in Sevan with her family, which consists of her husband, 3 children and her mother-in-law as well. Tamara worked at a flour factory for many years and two years ago she decided to organize her own business. Tamara’s husband helps her at the business and thus they support their family, as the business is the only source of income for them. Tamara’s children attend school, and her mother-in-law is a retiree.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • 392.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Tamara to buy a large lot of fresh fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2012
May 9, 2012
Currency Exchange Loss:
Jun 17, 2013