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Cesar Antonio

Update on Cesar Antonio

Cesar is a parent and a tenacious man with fine principles. His primary priority has been the well-being of his family. Specifically, his children are his priority because they are young and need his help.

That is the motivation that drives him to request support from Afodenic and Kiva once again. This support has served him to reinforce the security and hygiene of his loved ones.

He is a bricklayer by trade. This makes him very happy because he will save the labor costs. He plans to use the loan to install bathroom facilities and to start a perimeter wall. He will buy the following construction materials: pipes, cement, sand, gravel, cement blocks, iron, wire ties, and a toilet, among others. He is happy because it will be possible to see improvements in his home, and this contributes to his family’s well-being.
View original language description ↓
Cesar padre de familia, hombre luchador, de buenos principios. Su principal prioridad ha sido el bienestar de su familia en especifico el de sus hijos quienes son pequeños y necesitan de su ayuda. Es por ello la motivacion que le impulsa a solicitar una vez mas el apoyo de Afodenic y kiva mismo apoyo que le servira para reforzar la seguridad e higiene de los suyos. Tiene como oficio el ser albañil, por lo que se siente muy complacido ya que se ahorrara la mano de obra. Con el credito lo que se propone es la instalacion de servicios higienicos e inicio de muro perimetral comprando asi con esta inversion los siguientes materiales de construccion; tuberia, cemento, arena, piedrin, bloques, hierro, arena,alambre de amarre, inodoro entre otros. En donde esta contento por que le sera posible ver mejoras en su vivienda y asi contribuir al bienestar de su familia.

Previous Loan Details

Cesar is a hardworking gentleman. His children attend elementary school and want to achieve their goal of becoming professionals. Cesar is a mason by trade and has been self-employed for some time. He also has a small business renting out video games as a source of extra income. His plans inc... More from Cesar Antonio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,410,775
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cesar Antonio to install bathroom facilities and to start a perimeter wall.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Apr 27, 2012
May 14, 2012
Currency Exchange Loss:
Oct 17, 2013