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Qorilazo Group
In this Group: Tomasa, Yeni, Estefa*, Marcelina, Delia, Elena, Victoria, Elezabeth*, Gilberto, Maruja
* not pictured

Update on Qorilazo Group

The members belong to the Qorilazo communal bank. The bank is in the Cusco district, province, and department.

Tomasa, age 52, is married and has two children. She works in her business of selling corn in an itinerant manner. She takes the corn to the different places where “chicha” , which is a corn based drink, is sold. She works from 8:00 a.m. until 6:00 p.m. It is through this work that she gets her children ahead. Her dream is to have a place where she can sell the corn.

She is requesting the loan to buy corn wholesale.

The other members devote themselves to the restaurant business, the business of selling food, the business of raising animals, the business of a grocery store, and the business of selling potatoes.

She is grateful to those who are part of this dream and pledges to repay in a timely fashion.
View original language description ↓
Los socios pertenecen al banco comunal “QORILAZO”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Tomasa ella es casada y tiene 52 años y tiene 2 hijos; La socia trabaja con su negocio de venta de maíz, ella vende maíz en forma ambulatoria, la socia lleva maíz a las diferentes lugares donde venden chicha que es una bebida a base de maíz, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m,por medio de este trabajo la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender el maíz. La socia solicita el préstamo para comprar maíz al por mayor.
Los otros socios se dedican al negocio de restaurant, negocio de venta de comida, negocio de crianza de animales, negocio de tienda de abarrotes y negocio de venta de papa.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the Qorilazo communal bank. This bank is located in the district of Cusco, which is part of the province and department of Cusco. One of the members is Señora Yeni. She is 27 years old, is in a common-law marriage, and has two children. Her business is a grocery store. ... More from Qorilazo Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Qorilazo Group's $4,150 loan helped a member to buy corn wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 14, 2012
Currency Exchange Loss:
Sep 15, 2012