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Espiritu Santo Group
In this Group: Cristina Elizabeth, Daisy , Liliana , Lorenza , Maria , Leonarda , Lidia , Beatriz , Liz , Irma , Maria , Sandi , Vilma , Liz , Carina , Dalma
This committee, called "Espíritu Santo" [Holy Spirit], is in the twelfth cycle of the Fundación Paraguaya program for women entrepreneurs. The women are real fighters and because of this they are well known in their neighborhood. Their inspiration is their families; it is for them that they always fight and put forth effort.

Daisy is one of these women. She, with the help of her group and also in addition to her own efforts, is flourishing. She says that she has a salon in which she attends to all of her customers. Daisy has made a good reputation for herself since she always gives close attention and is not very expensive.

She wants to continue investing in her salon and it is for this reason that she asks Kiva and the Fundación Paraguaya for a loan to purchase [hair] spray, scissors, comb sets, curlers, dyes and other items since these are the most used products and they will be very helpful.
View original language description ↓
Este comité se llama” Espíritu Santo “están en el decimo segundo ciclo del programa de mujeres emprendedoras de la fundación Paraguaya. Ellas son mujeres muy luchadoras y es por eso que son muy reconocidas en su barrio, su inspiración son sus familiares, es por ellos que siempre luchan y se esfuerzan.
Daisy es una de estas mujeres, ella con la ayuda de su grupo y también sumado a su esfuerzo está saliendo adelante. Comenta que tiene una peluquería en la que atiene a todos sus clientes. Daisy se ha hecho de buena fama, ya que siempre da muy buena atención y tampoco es muy caro.
Ella quiere seguir invirtiendo en su peluquería y es por eso que pide un crédito a Kiva y a la fundación paraguaya, para la compra de spray, tijeras, juegos de peines, ruleros, tintes y otros, ya que estos son los productos que mas usa y le serán muy utiles.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 43
    View loans »
    Paraguay Loans Fundraising
  • $38,032,600
    Funds lent in using Kiva
  • 4,265.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Espiritu Santo Group's $3,950 loan helped a member to purchase [hair] spray, scissors, comb sets, curlers, dyes and other items.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 13, 2012
May 14, 2012
Currency Exchange Loss:
Aug 15, 2012