A loan of $575 helped to buy discounted merchandise, particularly articles that sell very well this time of year: cosmetics, perfumes, plushies, small appliances, etc.


Shirly's story

Shirly lives in the town of Baranquilla with her spouse, who is a cab driver, and her two daughters, aged 13 and 15. She is a retailer: she sells discounted products from catalogues or specialised guides and she also buys small articles and small house appliances that she sells on credit to a customer base that was built over the years and that is now growing. She started her business 13 years ago on the suggestion of her sister-in-law. Shirly started by selling perfumes, make-up and accessories from two catalogues, which were the fundation of her business. Gradually, she managed to work with discount sales that she organises every season, for instance this month on the occasion of Mother's Day, Father's Day, and Secretary's Day. Shirly also sells steel jewellery, of which she buys a new stock once a week. Her goal for the future is to buy a house of her own. She and her husband are very determined to attain this goal in order to give their daughters a better quality of life and help them become successful. Shirly is asking for a Kiva loan, which is her first loan with field partner Fundación Mario Santo Domingo, in order to buy discounted merchandise, particularly articles that sell very well this time of year: cosmetics, perfumes, plushies, small appliances, etc. She is confident that this investment will pay off because of her experience, of the orders placed by her customers and of the coming season, which usually sees an increase in her sales.

Translated from Spanish by Kiva volunteer



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