A loan of $500 helped to buy palm wine, beer and seedlings.

Perpetua's story

Perpetua is a widow with five children. She lives in the northwest region of Bamenda in Cameroon (Africa). She lives with her entire family in a two-bedroom house.

The passing away of Perpetua's husband was one of the most difficult moments in her life. Thieves broke into her house and pigs were stolen from her. She has had difficulty many times in paying her rent.

Perpetua has benefited from loans from GHAPE two times previously. This will be her third loan from GHAPE. She has been in GHAPE since 2009 and has been very successful in her past businesses.

Perpetua plans to use her loan for the purchase of palm wine, beer and seedlings. She thinks her business will succeed because she has so many customers and her beer store is situated in a good area in her community. Also, she has been doing this business for three years.

She intends to use the proceeds to pay her children's school fees, buy some basic necessities for her children and build a house.

The Grounded and Holistic Approach for People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works toward the empowerment of the poor and poverty alleviation through a highly multifaceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

Loan details

Lenders and lending teams

Loan details