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Joyce is a married lady, aged 40, who is blessed with three children aged 15, 10 and 5 months old. She sells second hand clothing and has been in operation for a period of five years, earning an income of 12,000 Kenyan Shillings (KES) monthly.

She is now servicing her third loan of 60,000 KES from KADET Ltd. and intends to purchase six bales of second hand clothing for resale. The profits earned will be used to expand the entire business and also start a boutique shop.

Her dream is to own a motorcycle that will be used to offer transport services, thus adding to her monthly income.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 401
    View loans »
    Kenya Loans Fundraising
  • $50,248,925
    Funds lent in using Kiva
  • 83.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Joyce to purchase six bales of second-hand clothing for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2012
May 8, 2012
Currency Exchange Loss:
May 18, 2013