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Bendiciones De Jesus Group
In this Group: Esmeralda, Maria Victoria, Glenda Vidalina
Esmeralda is 66 years old, and she has been married for 40 years. She has eight children, and they are all independent adults. She lives with her husband in a suburban neighborhood in Choloma Cortes.

She has devoted herself to commerce for many years. She primarily buys and sells food products like all types of meat and dairy products like cheese, butter, cream, and curds. This business has improved with loans, and she now has an established clientele.

She is now requesting her seventh loan for 15,000 lempiras to buy more meat and dairy products to sell, which is where she gets her own income. She will continue with her efforts with the business in order to make it grow and to have a better family life.

This is a group loan. The group is named Bendiciones de Jesús, and it is comprised of three people. To the left in the photograph you can see María Victoria, Esmeralda is in the middle, and Glenda is to the right. They all live in the same community and devote themselves to the business of making and selling meat and dairy products.
View original language description ↓
Doña esmeralda es una señora de 66 años de edad, está casada desde hace 40 años, tiene 8 hijos todos mayores de edad y ya se independizaron, y vive con su esposo en una colonia suburbana de Choloma Cortes.
Tiene muchos años de dedicarse al comercio, principalmente a la compra y venta de productos alimenticios como carnes de todo tipo y lácteos como queso, mantequilla, crema y cuajada. Este negocio lo ha mejorado con préstamos, ya tiene formada su clientela, actualmente solicita el séptimo préstamo de 15,000.00 Lempiras para comprar más producto de carnes y lácteos para vender, de donde ella obtiene sus propios ingresos. Continuara esforzándose con el negocio para hacerlo crecer y tener una mejor vida familiar.

Su préstamo es grupal, el grupo se llama Bendiciones de Jesús y está formado por tres personas según la fotografía a la izquierda se encuentra María Victoria, en medio Esmeralda y a la derecha Glenda, todas viven en la misma comunidad y se dedican al negocio de confección y venta de carnes y lácteos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Bendiciones De Jesus Group's $2,625 loan helped a member to buy more meat and dairy products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2012
May 14, 2012
Currency Exchange Loss:
Jan 19, 2013