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Carmen Rosa
Carmen is a very enthusiastic woman. She is the mother of two children, both of whom have reached their majority. She loves them very much and in spite of their being grown up she always gives them a great deal of love and affection. Her husband is her right hand and also her best friend. He works in the municipality of the district in which they live and both he and Carmen contribute to payment of their home expenses. Their house is located in the district of Parcona, Ica, Peru. The district of Parcona is known for its agriculture, especially the cultivation of cotton, and for the generosity of its population. When Carmen has free time to spend, she likes to watch movies and also takes advantage of the opportunity to enjoy one of her favorite dishes, which is the delicious "rice with duck." She was only able to study through high school, but she told us that she would have liked to study medicine.

With enthusiasm, Carmen works day to day in her business, "Bodega Bazar" (Grocery Bazaar), in which she sells products such as groceries as well as stuffed animals, decorations, and toys, among other things. She devotes around ten hours to her business every day and is able to serve up to fifteen clients in one workday. She thinks that things will go well for her in her business because she sells attractive and novel products, and because she is very pleasant toward her clients.

Carmen is very grateful to the Kiva lenders, since it is thanks to the support that they have provided that she will be able to buy merchandise for Mother's Day, such as home decorations and clothing, among other things. In this way, she will increase her earnings and also be able to continue working every day to achieve her greatest dream, "to have a larger business."
View original language description ↓
Carmen es una mujer muy entusiasta, es madre de 2 hijos, los cuales ya son mayores de edad, a los cuales quiere muchísimo y a pesar que ya son mayores siempre les da cariño y afecto, su esposo es su mano derecha y también su mejor amigo, el trabaja en la municipalidad del distrito donde vive y junto a Carmen aportan en los gastos del hogar; su vivienda se ubica en el distrito de Parcona, Ica, Perú. El distrito de Parcona se caracteriza por su agricultura, en especial el cultivo de algodón y por la generosidad de sus pobladores. Cuando Carmen dispone de un tiempo libre le gusta ver películas y también aprovecha la oportunidad para comer uno de sus platillos favoritos el cual es el riquísimo “arroz con pato”. Ella solo tuvo estudios secundarios, pero nos comenta que le hubiera gustado estudiar medicina humana.

Con entusiasmo día a día Carmen trabaja en su negocio de Bodega Bazar, en el cual ella vende productos como abarrotes, así como también peluches, adornos, juguetes, entre otros, ella le dedica a su negocio alrededor de 10 horas al día y puede atender hasta 15 clientes en el día, ella cree que le va bien en su negocio porque vende productos bonitos y novedosos y también ´porque es muy amable con los clientes.

Carmen está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para el día de la madre como adornos para el hogar, ropa, entre otros; así ella mejorara sus ingresos y también podrá seguir trabajando cada día para hacer cumplir su más grande sueño:” Tener un negocio más grande”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Carmen Rosa to buy merchandise such as stuffed toys, home decorations, and clothing, among other things.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 13, 2012
Currency Exchange Loss:
Aug 15, 2012