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Update on Vilma

Vilma is a member of the Communal Bank "Alondras" (Larks). She is 36 years old and the mother of two children. Vilma has been with FINCA Peru for two years. She sells handicrafts, such as woven goods and embroideries. Vilma is proud of everything she has accomplished with her savings. She greatly enjoys the training classes offered by her Communal Bank because they have taught her how to invest her money properly and how to put her values into practice.

The loan she is requesting will be invested in the purchase of materials for making handicrafts, such as thread for weaving and dyes.

View original language description ↓
Vilma es socia del Bancomunal Alondras, tiene 36 años de edad, es casada y madre de 2 hijos, es socia de FINCA Perú hace 2 años. Se dedica a la venta de artesanía como tejidos y bordados, ella se siente orgullosa con todo lo que ha logrado con sus ahorros, le gusta mucho las capacitaciones que recibe en su Bancomunal porque ahí aprendió a invertir de manera correcta su dinero y a practicar los valores. El préstamo que solicita lo invertirá en la compra de materiales para elaborar artesanías como los hilos de tejido y tintes.

Previous Loan Details

Vilma is a member of Banco Comunal Alondras. She has a partner, is 32 years old and has 1 daughter. She lives with her parents in the traditional neighborhood of Yaracc Yuracc. Together with her spouse she weaves handcrafted fabrics which she learned from her parents and she also has help from workers depending on the demand. She sells to intermediaries who sell to different department stores in the country. Vilma makes carpets, place mats, blankets or other products depending on orders.

Vilma needs a loan of 1600 soles to be invested in buying wool, thread and dye. It is Vilma’s dream to build her house, sell her fabrics directly to the department stores, and set up a stand at the handicrafts market of the town.

Translated from Spanish by Lene Struck, Kiva volunteer.

Vilma es socia del Banco Comunal Alondras. Vilma es conviviente, tiene 32 años y 1 hija, Vilma vive aun en la casa de sus padres ubicado en el barrio tradicional de Yuracc Yuracc, Vilma junto a su esposo realizan tejidos artesanales en telar, actividad que aprendió de sus padres, Vilma cuenta además con la ayuda de operarios, dependiendo de la demanda que tiene, sus ventas lo realiza a intermediarios que venden en diferentes departamentos del país. Vilma produce, tapices, individuales, frazadas y otros productos dependiendo de los pedidos.

Vilma necesita un préstamo de 1600 soles, dinero que será invertido en la compra de lana, hilo y tintes. Vilma sueña son construir su casa, vender sus productos directamente a otros departamentos y tener un puesto en el mercado artesanal de la ciudad. More from Vilma's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD