A loan of $1,575 helped to buy clothing and costume jewelry.

Ruth Estela's story

Ruth began her business with money given to her as a gift by her husband who works as head of imports at the Boyacá stores. Business has gone so well for her that now she is a wholesaler. She manages the business by herself but has salespeople who earn a commission on sales. The products she sells are clothing and costume jewelry, which are good selling products among her customers. Since her trade has a high demand there is a lot of competition, but she continues to get ahead. She also is inspired by her children who are school-aged. With the loan she plans to buy merchandise to expand her business.

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Translated from Spanish by Kiva volunteer Sherry Bess

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