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Munira is 40 years old, has four children, and is married. As her family's sole income earner she has been farming and raising livestock since 1997. She started the business with 15,000 som (KGS). Today Munira owns two cows, two horses, two bull calves, and 1.6 hectares of cultivated land where she grows beans and potatoes. Sale of milk and dairy products brings in around 5,000 som (KGS) per month.

In order to further develop her business Munira came to Bai Tushum and Partners for a 100,000 som (KGS) loan for the purchase of livestock. She plans to invest income from the loan into future expansion of her holdings.
View original language description ↓
Мунире 40 лет, замужем, воспитала 4 детей. В качестве основного источника дохода для своей семьи, Мунира с 1997 года занимается полеводством и животноводством, начав этот бизнес с суммы в 15,000 сом (KGS). На сегодняшний день в хозяйстве Муниры имеется 2 коровы, 2 лошади, 2 бычка и 1,6 га орошаемой земли, где она выращивает фасоль и картофель. Продажа молока и молочных продуктов приносит около 5,000 сом (KGS) в месяц.
В целях дальнейшего расширения своего бизнеса за счет покупки скота, Мунира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Доходы от кредита Мунира планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Munira to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 11, 2012
May 6, 2012
Currency Exchange Loss:
May 17, 2014