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Josephine is a 34-year-old business woman. She is married to Michael, a business man, and they are blessed with three children aged 21, 16, and four years.

Josephine has been a hawker for the past four years, earning a monthly income of 10,000 KES, which she uses to support her family. She is applying for her second loan from KADET LTD after repaying the previous loan successfully. Josephine will use the loan to buy belts, watches, flashlights, and albums.

With the anticipated profit from the loan, she intends to educate her children. She also hopes to open a retail shop in the future.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 479
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 83.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Josephine to buy various items for sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2012
May 7, 2012
Currency Exchange Loss:
Feb 15, 2013