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Joel Kang'ali

Update on Joel Kang'ali

Joel is still selling fruits and vegetables in his green grocery business. He is still getting the same amount of profit and is happy about his business.

He is currently applying for his second loan after he successfully finished paying for the previous loan. He would want to purchase more crates of oranges, pears, mangoes and watermelons to meet his customers’ demands. The anticipated profits will aid him in repaying his loan. He hopes to expand his business into a bigger one.

Previous Loan Details

Joel kang'ali A. is 31 years old and married to Jepkosgei Maureen, a business woman. Both Joel and his wife earn an income to support their family. They have two children, who are three years old and one year old. They live in Eldoret, Kenya. He operates a green grocery and has been in this busin... More from Joel Kang'ali's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 406
    View loans »
    Kenya Loans Fundraising
  • $50,341,275
    Funds lent in using Kiva
  • 83.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Joel Kang'ali to purchase produce.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2012
May 7, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Joel Kang'ali. It was first posted on Kiva on Nov, 2010. Learn More