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Narynkul is 28 years old, she is raising a son. In 2005, while looking for a source of income for her family, Narynkul launched her own business selling hats with a starting sum of 10,000 som (KGS). Thanks to her persistence and hard work, Narynkul was able to develop her business so that it currently earns 10,000 som (KGS) per month. Presently, the variety of hats for sale is not very wide, and so Narynkul has turned to Bai Tushum & Partners for a loan of 80,000 som (KGS) to expand the assortment of goods in her shop. She plans to use a part of her profits from this loan to perform repairs in her apartment, and to invest the other part into further expansion of her business.
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Нарынкул 28 лет, воспитывает сына. В 2005 году, в поисках источника дохода для своей семьи, Нарынкул начала свой бизнес в торговле головными уборами, стартовав с суммы 10,000 сом (KGS). Благодаря настойчивости и упорному труду, Нарынкул сумела развить свой бизнес с ежемесячным доходом в 10,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Нарынкул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на расширение ассортимента товаров. Доходы от кредита Нарынкул планирует частично вложить в ремонт квартиры, и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Narynkul to broaden the assortment of goods in her shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 5, 2012
Currency Exchange Loss:
May 17, 2014