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Luz Edita
Luz is 37 years old and was born in Duran, which is where she still lives. Her husband Fredi is a merchant. She began selling clothing and seasonal goods so that she could feed her children and provide them better educational opportunities. Luz and her oldest daughter work together in her business. Her work schedule is from Monday to Saturday. Her children attend the state school near her home.

Luz says her greatest fear is dealing with thieves because a robbery would leave her without any merchandise, so she would not be able to help her husband with the debts and the family expenses. She will use the money from this loan to increase her inventory. Luz plans to buy men's clothing, women's clothing, and various items. Her dream is to establish her business and make improvements to her home.

View original language description ↓

Luz, tiene 37 años nació y vive Duran, su esposo Fredi es comerciante,
Comenzó la venta de ropa y artículos de ocasión para darles a sus hijos una mejor oportunidad de estudio y alimentación. Esta actividad la realiza junto a su hija mayor, su horario de trabajo es de lunes a sábados.
Los hijos de Luz asisten a la escuela fiscal de por su casa. Su mayor temor son los ladrones dado que si le llegaran a robar ella se quedaría sin material de trabajo y no podría ayudar a su esposo con las deudas y gastos de su familia.
Utilizara el dinero del préstamo para incrementar su inventario comprando: Ropa de hombre, Ropa de mujer y artículos varios, Su sueño es poder crear su propio negocio y poder mejorar su vivienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Luz Edita to buy clothing and seasonal goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 11, 2012
Currency Exchange Loss:
May 17, 2013