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Shirley Vanessa
Shirley was born in Huaquillas 27 years ago. Now she lives in Fortín, a suburb of Guayaquil. She's single and has two children ages 5 and 10 who are in school. She has been living for 7 years in the Coop in Balerio Estacio, where she has her own house made ​​of cane. She learned how to operate a business while living with her ​​husband and together they opened a pharmacy. Upon separating, she concluded her studies and opened a business in her home so that she would be able to care for her children. As a woman, she is concerned about crime in the neighborhood although thankfully nothing has happened to her so far. With the loan she will buy merchandise such as medicine, diapers, milk, etc. She wants to increase her income so that she can start building a house made of cement.
View original language description ↓
Shirley nació en Huaquillas hace 27 años. En la actualidad vive en el Fortín, barrio suburbano de Guayaquil. Es bachiller, tiene 2 niños de 5 y 10 años que asisten a la escuela. Tiene 7 años viviendo en la Coop. Balerio Estacio donde tiene su casa propia hecha de caña. El negocio lo aprendió cuando vivía con su esposo ya que juntos habían abierto una farmacia. Al separarse termino sus estudios y abrió en su casa el negocio para poder cuidar a sus hijos. Como es mujer le preocupa la delincuencia que existe en el barrio aunque gracias a Dios no le pasado nada. Con el préstamo va a comprar mercadería como medicina, pañales, leches etc., desea aumentar sus ingresos y empezar a construir su casa de cemento.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Shirley Vanessa to purchase medicine and diapers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 11, 2012
Currency Exchange Loss:
May 17, 2013