A loan of $875 helped to buy more seeds and support labor costs for better harvests.


Theoneste's story

Theoneste is married with one child aged 2. The child is still too young to go school. His wife is a farmer. He has been a rice farmer for 3 years. He would like to get this loan to buy seeds and support labor costs to get the best harvest. With the profits, he plans to expand the area he has been using to get more output. In the future, he would like to own a machine for cultivation. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details