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Irine is 42 years old. She is married and lives in a small village of Gurjaani District with her family, her husband Givi, mother-in-low (pensioner) and two children, a 21-year-old daughter who is unemployed and 19-year-old son who is a student. The family earns a living through agriculture. Irina has a milking (dairy) cow. She also has 2 hectares of land where Irina grows wheat and 1 hectare of vineyard. The family sells their agricultural product on the local open market. In addition, Irina is busy with a small scale poultry business. Total average monthly income of the family is 500 Gel.

Irine requested a loan for purchasing pigs. She wants to raise them in the family farm and then sell them on the local open market after 5 months. Also part of the credit will be used for financing seasonal agricultural work in the family vineyard. The average monthly income of the family will increase and they will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Irine to purchase pigs and drugs for treating vine trees for parasites.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 6, 2012
Currency Exchange Loss:
Feb 15, 2013