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Ammar is a 30-year-old young man. He is married and a father, with one daughter aged six years old.

Ammar is employed and receives a low salary, which is not enough to cover all the family's needs and costs. He wants to replace the old refrigerator he has at home with a new one, especially now that Summer season is around the corner. The family wants to get a suitable cooling refrigerator to preserve food for a long time.

Ammar is requesting a loan to help him cover the costs of purchasing a new refrigerator for his home. This loan will afford Ammar and his family a suitable refrigerator to preserve food in healthy conditions as well as the opportunity to drink cool water during the summer season without any additional costs that could strain the family financially.

Ammar is pictured next to the refrigerator he wants to purchase.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 83
    View loans »
    Palestine Loans Fundraising
  • $14,477,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ammar to purchase a new refrigerator for his home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 10, 2012
May 6, 2012
Currency Exchange Loss:
Nov 17, 2013