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Nurmahammad A. lives in the city of Yavan. He is 33 years old, is married and has 4 children. He has a High School education and is self employed. He is in the business of raising cattle. When the animals are grown, he sells them on the market. Currently the prices have slightly dropped and it's a perfect opportunity to increase turnover. This will allow Nurmahammad to earn a little more and thus take better care of his family. This business also helps the development of cattle raising in the region as a whole. This is why Nurmuhammad has come to Kiva for a loan. He plans to repay the loan within a 6 months period.

Translated from Russian by Jane Mazur, Kiva volunteer

Эрганов Нурмухаммад проживает в городе Яван . Клиенту 33 год , он женат и имеет 4 детей.Образование среднее , нигде не работает. Но несмотря на это он зарабатывает на жизнь животноводством. Клиент имеет небольшое хозяйство, в котором разводит бычков. После того как они подрастут , клиент выводит их на базар и продает. Но в данный момент цены на животных немного упали. Поэтому ему необходимо купить бычков . Это поможет увеличить поголовье скота . Кроме того это поможет зарабатывать немного больше , что даст возможность прокормить свою семью.А еще занятие животноводством отдельно позволит развитию животноводческого сектора в целом. Для этого клиент должен получить дополнительное финансирование путем кредитования. А погасит кредит клиент в течении 6 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 222
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,600
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nurmuhammad purchase several additional animals.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 4, 2008
May 20, 2008
Currency Exchange Loss:
Jan 15, 2009